Terms of Use

TERMS and CONDITIONS

LEGAL NOTICE: Insurance Portal USA PROVIDES THIS SITE AND RELATED SERVICES SUBJECT TO YOUR COMPLIANCE WITH THE TERMS AND CONDITIONS SET FORTH BELOW. PLEASE READ THE FOLLOWING INFORMATION CAREFULLY:

All pages within this Internet site (“Site”) are the property of Insurance Portal USA. Permission (which may be revoked at any time) is granted to download the material on this Site without alterations and for private and non-commercial use only so long as the following copyright notice is included: Copyright 2023, Insurance Portal USA. All Rights Reserved.

“Insurance Portal USA”, the “Insurance Portal USA” logo and our other logos and brands are trademarks and service marks of

Insurance Portal USA. All other trademarks, service marks, and logos used in this Site are the trademarks, service marks, or logos of their respective owners.

THIS SITE, INCLUDING ANY CONTENT OR INFORMATION CONTAINED WITHIN IT OR ANY SITE-RELATED SERVICE, OR ANY PRODUCT OR SERVICE LICENSED OR PURCHASED THROUGH THE SITE, OR ANY SOFTWARE DOWNLOADED FROM THE SITE, IS PROVIDED “AS IS” WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. YOU ACCEPT THAT ANY WARRANTY THAT IS PROVIDED IN CONNECTION WITH ANY OF THE PRODUCTS OR SERVICES DESCRIBED HEREIN IS PROVIDED SOLELY BY THE OWNER, ADVERTISER OR MANUFACTURER OF THAT PRODUCT AND/OR SERVICE, AND NOT BY Insurance Portal USA. YOU ALSO ACCEPT THAT YOUR ACCESS TO THE SITE AND/OR RELATED SERVICES WILL NOT BE FREE OF INTERRUPTIONS. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THIS SITE AND SITE-RELATED SERVICES. NEITHER Insurance Portal USA NOR ITS SPONSORS ARE RESPONSIBLE OR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY WAY TO THE SITE, SITE-RELATED SERVICES AND/OR CONTENT OR INFORMATION CONTAINED WITHIN THE SITE. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE, SITE-RELATED SERVICES AND/OR CONTENT OR INFORMATION CONTAINED WITHIN THE SITE IS TO STOP USING THE SITE AND/OR THOSE SERVICES.

A possibility exists that the Site could include inaccuracies or errors. Additionally, a possibility exists that unauthorized additions, deletions, and alterations could be made by third parties to the Site. Although Insurance Portal USA attempts to ensure the integrity and the accuracy of the Site, it makes no guarantees whatsoever as to the correctness or accuracy of the Site. If such an inaccuracy arises, please inform the Roofing webmaster so that it can be corrected. This Site may contain links to other Web sites operated by third parties (“Linked Sites”). You acknowledge that, when you click on a link to visit a Linked Site, a frame may appear that contains the

Insurance Portal USA logo, advertisements, and/or other content selected by Insurance Portal USA. You acknowledge that Insurance Portal USAand its sponsors neither endorse nor are affiliated with the Linked Site and are not responsible for any content that appears on the Linked Site. You also acknowledge that the owner of the Linked Site neither endorses nor is affiliated with

Insurance Portal USA and its sponsors.

Although the Site is accessible worldwide, not all products or services discussed or referenced in the Site are available to all persons or in all geographic locations or jurisdictions. Insurance Portal USA reserves the right to limit the provision of any product or service to any person, geographic area, or jurisdiction it so desires. You agree to indemnify, defend, and hold harmless Insurance Portal USA and its sponsors against any and all claims, damages, costs, or other expenses that arise directly or indirectly out of or from (a) your breach of this Agreement, (b) your violation of the Code of Conduct and/or (c) your activities in connection with the Site or Site-related services.

While using the Site or Site-related services, you agree not to: Restrict or inhibit any other user from using and enjoying the Site and services; Post or transmit any unlawful, fraudulent, threatening, abusive, libelous, defamatory, obscene or otherwise objectionable or harmful information of any kind; Post or transmit any information or software that contains a virus, worm, trojan horse or other harmful or disruptive component; or Post or transmit materials in violation of another party’s copyright or intellectual property rights.

Insurance Portal USA has no obligation to monitor the Site or Site-related services for errors or malicious intent by outside sources. However, you acknowledge and agree that Insurance Portal USA has the right to monitor the Site and Site-related services and to disclose any information necessary to operate the Site properly, to protect itself and its sponsors and customers, and to comply with legal obligations or governmental requests. Insurance Portal USA reserves the right to refuse to post or to remove any information or materials, in whole or in part, that are unacceptable, offensive, or in violation of this Agreement.

Insurance Portal USA also reserves the right to prohibit any user who, in Insurance Portal USA sole discretion, violates the Code of Conduct or other terms of this Agreement from using the Site and related services. Such prohibition may occur without notice to the user. You agree to indemnify, defend, and hold harmless Insurance Portal USA and its sponsors against any and all claims, damages, costs or other expenses that arise directly or indirectly out of or from (a) your breach of this Agreement, (b) your violation of the Code of Conduct and/or (c) your activities in connection with the Site or Site-related services. If you wish to license or make purchases of products or services described on the Site, you may be asked by the applicable merchant or service provider to supply certain information, including but not limited to credit card or other payment information.

You agree that all information that you provide to any such merchant or service provider will be accurate, complete, and current. You agree to pay all charges incurred by users of your account and credit card or other payment mechanism at the prices in effect when such charges are incurred. You will also be responsible for paying any applicable taxes relating to your purchases. Moreover, you agree to review and to comply with the terms and conditions of any specific agreement that you enter with the merchant and/or service provider in connection with the licensing or purchase of any product or service. You acknowledge and agree that, by submitting any resource, link, applet, information, content, or other materials (“Content”) to Insurance Portal USA , you grant to

Insurance Portal USA a nonexclusive, worldwide license to link to, reproduce, distribute, adapt, perform, display and sublicense the submitted Content. Further, by submitting Content to Insurance Portal USA, you acknowledge that you have the authority to grant such rights to Insurance Portal USA. PLEASE NOTE THAT YOU RETAIN OWNERSHIP OF ANY COPYRIGHTS OF ANY CONTENT YOU SUBMIT. If the submitted Content includes or consists of a Java (TM) applet or other software resource, the license granted to Insurance Portal USA shall apply to both object code and source code formats of the applet or resource, and Insurance Portal USA shall have the right under its license to analyze, report on, summarize, and display the source code on its web sites, however, Insurance Portal USA will not display the complete source code of your resource unless you grant Insurance Portal USA express permission to do so in the Resource Submission or Resource Update forms. If you submit a resource to Insurance Portal USA LLC and/or you grant Insurance Portal USA
permission to display your source code and decide that you no longer want to grant Insurance Portal USA permission to display your source code, Insurance Portal USA will remove the resource and/or the source code from our site(s) after having received a revocation letter via certified mail, to request that the resource and/or the source code (or any other content or software resource) submitted by you, be removed from the Insurance Portal USA web site. Upon receipt of such certified mail notification,

Insurance Portal USA will use its best efforts to remove such resource and/or source code from its web site(s).

This Agreement is entered into in the State of and shall be governed by and construed in accordance with the laws of the State of , exclusive of its choice of law rules. Each party to this Agreement hereby submits to the exclusive jurisdiction of the state and federal courts sitting in Pinellas County in the City of in the state of and waives any jurisdictional, venue, or inconvenient forum objections to such courts. In any action to enforce this Agreement, the prevailing party will be entitled to costs and attorneys’ fees. If any of the provisions of this Agreement shall be held by a court or other tribunal of competent jurisdiction to be unenforceable, such provisions shall be limited or eliminated to the minimum extent necessary so that this Agreement shall otherwise remain in full force and effect and enforceable. This Agreement constitutes the entire agreement between the parties hereto pertaining to the subject matter hereof, and all written or oral agreements heretofore existing between the parties hereto are expressly canceled.

This Agreement may be supplemented or modified by any license or other agreement used in connection with any software or other product that you download, license or purchase through this Site (“Other Agreements”). Except with respect to such Other Agreements, any modifications of this Agreement must be in writing and signed by both parties hereto, except that Insurance Portal USA may modify the terms of this Agreement by sending notice to you via e-mail (at the most current e-mail address for you in

Insurance Portal USA records) fourteen (10) days in advance of the date on which such modification takes effect or by posting notice of such modification on a page of the Site entitled “Legal Notices” or “Legal Information” at least fourteen (10) days before the modification takes effect.

SMS Terms and Conditions

Program Description & Message Types
By opting into our text messaging service, you agree to receive recurrent automated mobile messages. These messages may include account alerts, transaction notifications, customer service updates, and marketing promotions.

How to Opt-Out
You can cancel the SMS service at any time. To stop receiving messages, reply STOP to any text message you receive from us. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed.

Charges and Rates
Message and data rates may apply for any messages sent to you from us and to us from you. Check with your carrier for details regarding your text plan and data plan charges.

Carrier Liability Disclaimer
Delivery of information and messages is subject to the effective transmission from your wireless service provider or network operator. Carriers are not liable for delayed or undelivered messages.

Age Restriction
You must be 18 years of age or older to use this SMS service. By opting in, you represent and warrant that you meet this age requirement.